Financial Resources for More Strategic Planning
Family Budgeting
At Sideling Hill Financial in Hancock, MD, we help you better understand your relationship with your money today to help you make the best out of tomorrow. Whether you are just learning how to budget, building your emergency fund, or planning for your financial needs as you and your spouse age, we are here to help with these questions and more:
- Am I budgeting enough?
- How much of an emergency fund do I need?
- What are some easy tips to become a supersaver?
Don’t Make These Four Blunders!
Carrying Large Debt
If you’re carrying an unreasonable amount of debt, you simply aren’t saving like you could be.
Thoughtless Spending
Frugal financial habits add up over time. You will get there faster by taking the less expensive route!
Not Saving
Start where you are, whether by putting away $50 or $500 a month. Establish the habit now, whatever it is.
Underinsuring Your Assets
Adequately protect the things that matter most. Transfer that risk; don’t take it on yourself.
College Savings
Saving for college can be overwhelming. We help you navigate all the associated expenses, understand financial aid, and see what college funding options may be right for you.
Sideling Hill Financial will help you get started and provide information about how you can manage college loan debt.
Estate Planning
Get Started
- Have Will and Estate documents in place*
- Execute your loved one’s estate
- Steps for when a loved one passes
Set Up Your Estate
- Have tough conversations with parents and loved ones.
- Discuss potential liability for parents’ nursing home.
- Discuss funeral costs and other death considerations.
Transfer Your Wealth
- Probate is different in every state
- Wealth planning before and after retirement
- Best time to retire to maximize assets
*Neither MML Investors Services, LLC nor any of its subsidiaries, employees, or representatives are authorized to give legal or tax advice. Estate Planning services are provided working in conjunction with your Estate Planning Attorney, Tax Attorney and/or CPA. Consult them for specific advice on legal and tax matters.
Are you in need of experienced financial advice? Call Sideling Hill Financial at (301) 678-5030.